Shine Suraksha Bachat Khata is a deposit saving account especially designed to fulfill the requirement of our valued customer seeking higher interest and is bundled up with insurance facility.

1.      Features:

1.      Insurance benefits for all age groups.

2.      Insurance coverage shall be limited to 4 times of the closing balance on saving account maintained on preceding day end of the accident or NPR 500,000/00 whichever is less.

3.      Risk covered due to accidental death and permanent total disability due to an accident.

4.      No medical test required for insurance cover.

5.      No separate documentation for insurance cover.

6.      No joint account shall be opened under this product.

7.      Mobile banking charges 350/-Per year.

8.      Debit card for 350/- per year.

9.      Interest payment frequency: Quarterly on daily closing balance

2.      Eligibility:

1.      All Nepalese individuals with valid Identification documents.

1.      Documentation

·         Duly filled account opening and KYC form

·         Valid Identification document

·         Passport size photograph

·         Other KYC information as applicable

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