March 28, 2024 (चैत्र १५, २०८०, बिहिवार)
071- 415502 / 415503 .
info@srdb.com.np

MERO BACHAT KHATA



1.      Introduction

As a part of Government's -vf]nf}+ a}+s vftfcleofg_ campaign, SRDBL introduces attractive deposit product named "MeroBachatKhata" with following features:

2.      Features:

1.      Account can be open at zero balance. NPR 100 will be deposited into an account from bank's side.

2.      Transaction limit : Limit for annual transaction is set NPR 100,000/00

3.      Simplified account opening form for easy account opening process.

3.      Eligibility:

1.      Individuals who have not opened any bank account till date in any BFI's of the country.

4.      Minimum balance and Interest Rate:

1.      Minimum balance : Zero

2.      Interest rate shall be applicable as determined by ALCO committee of the bank from time to time.

3.      Interest payment frequency : Quarterly on daily closing balance

5.      Documentation

1.      As per Operation Policy/AML& CFT policy/NRB Directives.

6.      Risk Assessment and Transaction Monitoring.

a.       Account shall be closely monitored and make sure that amount has not crossed above Rs. 1 Lakh limit and if found crossed then customer shall be informed to update KYC with standard due diligence procedure.

b.      Customer risk classification shall be done on the basis of Annexure E of AML/CFT Policy.

c.       Procedure for identification of beneficial owner shall be followed.

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