Target Segment: General Public

Eligibility: As prescribed by Nepal Rastra Bank

Features :

Minimum Balance	Zero (0)
Interest Rate	5.35 % p.a.(subject to change)
Interest Calculation on	Daily Balance
Interest Payment Frequency	Quarterly
ABBS Charge	Free
Issuance of Cheque Book	Free
Issuance of Bank Statement	NPR 150 (1 time free for one period)
Issuance of Balance Certificate	NPR 250 (1 time free on annual basis)
Issuance of Good For Payment Cheque	NPR 500 for each time
Mobile Banking	NPR 150 (yearly basis)
Locker Facility	NPR 2,500 (yearly basis)
Debit Card (ATM)	NPR 250 (yearly basis)

Additional features:

25% waiver on Good For Payment Cheque
50% waiver on Issuance of Balance Certificate
50% waiver on annual charge (1st year) of Safe Deposit Locker (Subject to availability)
Accidental death insurance coverage up to Rs. 5,00,000/00*
Risk covered due to accidental death and Permanent Total Disability due to an accident.